Showing posts from September, 2023

Good Habits That Will Save Your Money and Health from DR MAR

Managing finances and maintaining health can be challenging in today's fast-paced world. However, we can overcome these challenges by developing good habits and securing a brighter future. This blog post will discuss six good practices that can help you save money and improve your health. Meet DR.MAR - For Financial Doctor D - Direction & Focus R - Regular Savings M - Mindful Spending A - Awareness of Financial Statement R - Responsible Borrowing Habit #1:   Direction and Focus Create a Budget A budget is a comprehensive plan for allocating money towards different expenses, savings, and investments. It helps you focus on your financial goals and spend your money wisely. To create a budget, start by tracking your income and expenses for at least three months. Then, categorize your expenses into needs (housing, food, transportation, etc.) and wants (entertainment, hobbies, travel, etc.). Next, set financial goals, such as saving for a down payment on a house or retirement, a